क़िस्त (qist)

noun A financial/administrative term for a partial payment made as part of a series -- an 'installment.' Also commonly seen spelled without the nuqta as किस्त (kist).
Sense 1 : installment (of a payment or loan)
noun, feminine
Frequency: high
Cultural Note: This word shows up constantly in everyday Indian financial life -- EMI ads on TV literally say आसान क़िस्तों में (aasaan qiston men, 'in easy installments'), and shopkeepers selling appliances or scooters on credit will ask कितनी क़िस्तें चाहिए? (kitnii qisten chaahie?, 'how many installments do you want?'). You will also hear it in family conversations about school fees or loan repayments, so it is a genuinely high-utility word for daily life in India.
Common Mistakes: 1) Learners often say पैसा (paisaa) generically for 'payment' when क़िस्त (qist) is specifically one scheduled part of a larger sum -- e.g. मकान की क़िस्त (makaan kii qist, 'the installment for the house') implies a recurring payment plan, not a one-off amount. 2) The verb that pairs with it is usually भरना (bharnaa) or देना (denaa) -- 'to pay an installment' is क़िस्त भरना (qist bharnaa), not the more literal-sounding pay-word learners might reach for.
Sample Sentences:
यह टीवी आसान क़िस्तों में मिल जाएगा। This TV will be available in easy installments.
(yah tiivii aasaan qiston men mil jaaegaa।)
Register: Neutral -- Mood: Indicative -- Tense: Future -- Voice: Active
दुकानदार ने पूछा, कितनी क़िस्तें चाहिए? The shopkeeper asked, "How many installments do you want?"
(dukaandaar ne poochhaa, kitnii qisten chaahie?)
Register: Casual -- Mood: Indicative -- Aspect: Perfective -- Tense: Past -- Voice: Active
मैं हर महीने की पहली तारीख़ को क़िस्त भरता हूँ। I pay the installment on the first of every month.
(main har mahiine kii pahlii taariikh ko qist bhartaa hoon।)
Register: Casual -- Mood: Indicative -- Aspect: Habitual -- Tense: Present -- Voice: Active
पिछली क़िस्त अभी तक जमा नहीं हुई है। The last installment still hasn't been deposited.
(pichhlii qist abhii tak jamaa nahiin huii hai।)
Register: Neutral -- Mood: Indicative -- Aspect: Perfective -- Tense: Present -- Voice: Passive
अगर तुम पहली क़िस्त समय पर भर देते, तो जुर्माना नहीं लगता। If you had paid the first installment on time, there would have been no penalty.
(agar tum pahlii qist samay par bhar dete, to jurmaanaa nahiin lagtaa।)
Register: Neutral -- Mood: Counterfactual -- Aspect: Habitual -- Voice: Active
कृपया अगली क़िस्त पंद्रह तारीख़ से पहले जमा करें। Please deposit the next installment before the fifteenth.
(kripyaa aglii qist pandrah taariikh se pahle jamaa karen।)
Register: Formal -- Mood: Imperative -- Voice: Active
लोन की सारी क़िस्तें बैंक द्वारा ऑटोमेटिक काट ली जाती हैं। All the loan installments are automatically deducted by the bank.
(lon kii saarii qisten baink dvaaraa otometik kaat lii jaatii hain।)
Register: Formal -- Mood: Indicative -- Aspect: Habitual -- Tense: Present -- Voice: Passive
स्कूल की फ़ीस भी अब क़िस्तों में जमा की जा सकती है। Now even the school fees can be deposited in installments.
(skool kii fiis bhii ab qiston men jamaa kii jaa saktii hai।)
Register: Neutral -- Mood: Indicative -- Tense: Present -- Voice: Passive
शायद इस बार क़िस्त थोड़ी कम हो जाए। Maybe the installment will be a little lower this time.
(shaayad is baar qist thodii kam ho jaae।)
Register: Casual -- Mood: Subjunctive -- Voice: Active
उसने स्कूटर की तीन क़िस्तें एक साथ चुका दीं। He paid off three installments of the scooter all at once.
(usne skootar kii tiin qisten ek saath chukaa diin।)
Register: Casual -- Mood: Indicative -- Aspect: Perfective -- Tense: Past -- Voice: Active
बैंक वाले हर महीने क़िस्त की याद दिलाने के लिए फोन करते रहते हैं। The bank people keep calling every month to remind us about the installment.
(baink vaale har mahiine qist kii yaad dilaane ke lie phon karte rahte hain।)
Register: Casual -- Mood: Indicative -- Aspect: Continuous -- Tense: Present -- Voice: Active
Morphology
Noun
(sg.f.direct): क़िस्त (qist)
(sg.f.oblique): क़िस्त (qist)
(pl.f.direct): क़िस्तें (qisten)
(pl.f.oblique): क़िस्तों (qiston)